TX lenders / Community Bank
Frontier Bank of Texas
Community Bank · Elgin, TX · Frontier Cmty Bancshares Inc
- Total assets
- $1.1B
- CRE loan book
- $480.6M
- QoQ CRE growth
- 1.1%
- Q1 2026
Recorded CRE activity — bell County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 2, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.78% as of Q1 2026 — TX bank median 6.76% (0.03pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.78% | 7.05% |
| Q4 2025 | 7.09% | 7.29% |
| Q3 2025 | 7.52% | 7.45% |
| Q2 2025 | 6.87% | 7.01% |
| Q1 2025 | 6.93% | 7.14% |
| Q4 2024 | 6.66% | 7.12% |
| Q3 2024 | 6.97% | 7.10% |
| Q2 2024 | 6.63% | 7.13% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $480.6M | $104.6M | $5.0M | 231% | $0 |
| Q4 2025 | $475.2M | $102.3M | $4.2M | 219% | $0 |
| Q3 2025 | $451.5M | $86.2M | $3.9M | 230% | $1.5M |
| Q2 2025 | $423.3M | $71.0M | $9.2M | 195% | $1.5M |
| Q1 2025 | $410.6M | $58.1M | $7.1M | 192% | $0 |
| Q4 2024 | $384.1M | $70.4M | $6.0M | 198% | $0 |
| Q3 2024 | $381.7M | $63.1M | $6.0M | 196% | $0 |
| Q2 2024 | $355.0M | $62.4M | $6.1M | 171% | $0 |
Signals
Frontier Bank of Texas: frequently asked questions
- How large is Frontier Bank of Texas's commercial real estate loan book?
- As of Q1 2026, Frontier Bank of Texas reported $480.6M in commercial real estate loans out of $1.1B in total assets, per its FFIEC Call Report.
- Is Frontier Bank of Texas above the 300% CRE concentration guideline?
- Frontier Bank of Texas's CRE loans stood at 231% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Frontier Bank of Texas growing or shrinking its CRE lending?
- Frontier Bank of Texas's CRE loan book grew 1.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Frontier Bank of Texas in recorded CRE lending?
- 1 commercial deed of trust naming Frontier Bank of Texas as lender has been recorded recently in bell County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Ives BankCommunity Bank · Danbury · $482.3M CRE book
- The Farmers Bank, Frankfort, IndianaCommunity Bank · Frankfort · $493.4M CRE book
- American Bank of FreedomCommunity Bank · Wellsville · $493.6M CRE book
- Availa BankCommunity Bank · Carroll · $466.9M CRE book
- Central Bank IllinoisCommunity Bank · Geneseo · $462.5M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.