MA lenders / Community Bank
UniBank for Savings
Community Bank · Whitinsville, MA · Ufs Bcorp
- Total assets
- $2.9B
- CRE loan book
- $481.0M
- QoQ CRE growth
- -2.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.63% as of Q1 2026 — TX bank median 4.87% (0.24pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.63% | 4.86% |
| Q4 2025 | 4.67% | 4.92% |
| Q3 2025 | 4.68% | 4.89% |
| Q2 2025 | 4.57% | 4.80% |
| Q1 2025 | 4.50% | 4.71% |
| Q4 2024 | 4.44% | 4.71% |
| Q3 2024 | 4.43% | 4.64% |
| Q2 2024 | 4.31% | 4.49% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $481.0M | $31.7M | $37.4M | 139% | $0 |
| Q4 2025 | $491.2M | $33.8M | $37.6M | 144% | $5.7M |
| Q3 2025 | $501.8M | $36.7M | $37.7M | 150% | $0 |
| Q2 2025 | $516.1M | $41.3M | $37.9M | 155% | $0 |
| Q1 2025 | $519.3M | $45.9M | $38.1M | 160% | $0 |
| Q4 2024 | $494.0M | $44.1M | $38.3M | 153% | $0 |
| Q3 2024 | $495.7M | $42.1M | $38.4M | 155% | $0 |
| Q2 2024 | $486.8M | $39.2M | $38.4M | 154% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- North Easton Savings BankCommunity Bank · South Easton · $477.1M CRE book
- Forcht Bank, National AssociationCommunity Bank · Lexington · $490.3M CRE book
- The Farmers Bank, Frankfort, IndianaCommunity Bank · Frankfort · $493.4M CRE book
- Availa BankCommunity Bank · Carroll · $466.9M CRE book
- Central Bank IllinoisCommunity Bank · Geneseo · $462.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.