TX lenders / Community Bank
First National Bank of Dublin
Community Bank · Dublin, TX · Dublin Bancshares Inc
- Total assets
- $133.5M
- CRE loan book
- $8.5M
- QoQ CRE growth
- 7.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.13% as of Q1 2026 — TX bank median 6.76% (0.38pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.13% | 7.52% |
| Q4 2025 | 7.34% | 7.83% |
| Q3 2025 | 7.42% | 7.98% |
| Q2 2025 | 7.46% | 8.03% |
| Q1 2025 | 7.05% | 7.90% |
| Q4 2024 | 7.06% | 8.15% |
| Q3 2024 | 6.77% | 8.06% |
| Q2 2024 | 6.72% | 8.01% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $8.5M | $210,000 | $0 | 31% | $0 |
| Q4 2025 | $7.9M | $123,000 | $0 | 30% | $0 |
| Q3 2025 | $8.0M | $338,000 | $0 | 32% | $0 |
| Q2 2025 | $7.7M | $307,000 | $0 | 30% | $0 |
| Q1 2025 | $7.4M | $208,000 | $0 | 30% | $0 |
| Q4 2024 | $7.8M | $552,000 | $0 | 34% | $0 |
| Q3 2024 | $8.3M | $507,000 | $0 | 35% | $0 |
| Q2 2024 | $7.6M | $392,000 | $0 | 36% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- McClave State BankCommunity Bank · Mcclave · $8.5M CRE book
- Generations BankCommunity Bank · Seneca Falls · $8.4M CRE book
- First State Bank of BrownsboroCommunity Bank · Brownsboro · $8.4M CRE book
- Bank of Dixon CountyCommunity Bank · Ponca · $8.4M CRE book
- The Granville National BankCommunity Bank · Granville · $8.4M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.