IA lenders / Community Bank
The Citizens First National Bank of Storm Lake
Community Bank · Storm Lake, IA · Fnc Inc
- Total assets
- $248.9M
- CRE loan book
- $8.6M
- QoQ CRE growth
- 4.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.11% as of Q1 2026 — TX bank median 4.87% (0.24pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.11% | 6.47% |
| Q4 2025 | 6.34% | 6.86% |
| Q3 2025 | 3.46% | 6.63% |
| Q2 2025 | 3.39% | 6.27% |
| Q1 2025 | 3.48% | 5.85% |
| Q4 2024 | 4.73% | 5.79% |
| Q3 2024 | 4.14% | 5.26% |
| Q2 2024 | 5.32% | 6.42% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $8.6M | $3.1M | $91,000 | 11% | $0 |
| Q4 2025 | $8.2M | $2.7M | $92,000 | 10% | $0 |
| Q3 2025 | $8.5M | $2.9M | $93,000 | 11% | $0 |
| Q2 2025 | $8.1M | $2.3M | $94,000 | 10% | $0 |
| Q1 2025 | $9.0M | $3.0M | $94,000 | 13% | $0 |
| Q4 2024 | $8.8M | $2.7M | $95,000 | 13% | $0 |
| Q3 2024 | $8.2M | $2.0M | $96,000 | 12% | $0 |
| Q2 2024 | $10.1M | $2.1M | $96,000 | 14% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- McClave State BankCommunity Bank · Mcclave · $8.5M CRE book
- The Waterford Commercial and Savings BankCommunity Bank · Waterford · $8.7M CRE book
- Generations BankCommunity Bank · Seneca Falls · $8.4M CRE book
- The Farmers and Merchants BankCommunity Bank · Caldwell · $8.8M CRE book
- First State Bank of BrownsboroCommunity Bank · Brownsboro · $8.4M CRE book
See all alternatives to The Citizens First National Bank of Storm Lake →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.