TX lenders / Community Bank
First State Bank of Brownsboro
Community Bank · Brownsboro, TX · Brownsboro Bancshares Inc
- Total assets
- $139.7M
- CRE loan book
- $8.4M
- QoQ CRE growth
- -16.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.01% as of Q1 2026 — TX bank median 6.76% (0.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.01% | 7.54% |
| Q4 2025 | 7.35% | 7.72% |
| Q3 2025 | 7.34% | 7.65% |
| Q2 2025 | 7.20% | 7.48% |
| Q1 2025 | 7.01% | 7.45% |
| Q4 2024 | 7.00% | 7.47% |
| Q3 2024 | 6.56% | 7.22% |
| Q2 2024 | 6.59% | 7.14% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $8.4M | $1.9M | $0 | 32% | $0 |
| Q4 2025 | $10.1M | $3.5M | $0 | 42% | $0 |
| Q3 2025 | $10.6M | $4.0M | $0 | 44% | $0 |
| Q2 2025 | $9.6M | $3.6M | $0 | 43% | $0 |
| Q1 2025 | $9.0M | $3.2M | $0 | 40% | $0 |
| Q4 2024 | $8.4M | $2.5M | $0 | 36% | $0 |
| Q3 2024 | $8.4M | $2.8M | $0 | 36% | $0 |
| Q2 2024 | $9.9M | $4.1M | $0 | 46% | $0 |
Signals
First State Bank of Brownsboro: frequently asked questions
- How large is First State Bank of Brownsboro's commercial real estate loan book?
- As of Q1 2026, First State Bank of Brownsboro reported $8.4M in commercial real estate loans out of $139.7M in total assets, per its FFIEC Call Report.
- Is First State Bank of Brownsboro above the 300% CRE concentration guideline?
- First State Bank of Brownsboro's CRE loans stood at 32% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is First State Bank of Brownsboro growing or shrinking its CRE lending?
- First State Bank of Brownsboro's CRE loan book shrank 16.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- Has First State Bank of Brownsboro faced regulatory enforcement actions?
- Yes — 1 regulatory enforcement action on record for First State Bank of Brownsboro, most recently from the FDIC (Removal/Prohibition Order) on May 11, 2026. See the Signals section for details and sources.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of Dixon CountyCommunity Bank · Ponca · $8.4M CRE book
- The Granville National BankCommunity Bank · Granville · $8.4M CRE book
- Generations BankCommunity Bank · Seneca Falls · $8.4M CRE book
- Hustisford State BankCommunity Bank · Hustisford · $8.3M CRE book
- McClave State BankCommunity Bank · Mcclave · $8.5M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.