TX lenders / Community Bank
First Commercial Bank, National Association
Community Bank · Seguin, TX · First Coml Finl Corp
- Total assets
- $566.4M
- CRE loan book
- $171.0M
- QoQ CRE growth
- 0.8%
- Q1 2026
Recorded CRE activity — nueces County
2 commercial deeds of trust recorded recently, verified from county records.
- Jun 30, 2026 · landundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.59% as of Q1 2026 — TX bank median 6.76% (0.16pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.59% | 6.57% |
| Q4 2025 | 6.78% | 6.71% |
| Q3 2025 | 6.70% | 6.64% |
| Q2 2025 | 6.35% | 6.33% |
| Q1 2025 | 6.22% | 6.19% |
| Q4 2024 | 6.37% | 6.33% |
| Q3 2024 | 6.38% | 6.34% |
| Q2 2024 | 6.08% | 6.06% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $171.0M | $33.8M | $2.6M | 202% | $1.0M |
| Q4 2025 | $169.7M | $34.6M | $2.9M | 200% | $756,000 |
| Q3 2025 | $172.0M | $34.0M | $7.2M | 206% | $784,000 |
| Q2 2025 | $165.0M | $27.7M | $7.2M | 198% | $791,000 |
| Q1 2025 | $167.4M | $31.1M | $8.4M | 200% | $802,000 |
| Q4 2024 | $170.6M | $35.3M | $8.4M | 209% | $0 |
| Q3 2024 | $177.4M | $42.8M | $6.0M | 223% | $0 |
| Q2 2024 | $179.7M | $47.4M | $7.7M | 243% | $0 |
First Commercial Bank, National Association: frequently asked questions
- How large is First Commercial Bank, National Association's commercial real estate loan book?
- As of Q1 2026, First Commercial Bank, National Association reported $171.0M in commercial real estate loans out of $566.4M in total assets, per its FFIEC Call Report.
- Is First Commercial Bank, National Association above the 300% CRE concentration guideline?
- First Commercial Bank, National Association's CRE loans stood at 202% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is First Commercial Bank, National Association growing or shrinking its CRE lending?
- First Commercial Bank, National Association's CRE loan book grew 0.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is First Commercial Bank, National Association in recorded CRE lending?
- 2 commercial deeds of trust naming First Commercial Bank, National Association as lender have been recorded recently in nueces County, verified from county records; the most recent was recorded Jun 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- TrustBankCommunity Bank · Olney · $170.9M CRE book
- Mechanics & Farmers BankCommunity Bank · Durham · $171.5M CRE book
- HomeBankCommunity Bank · Palmyra · $170.4M CRE book
- Bank of MaustonCommunity Bank · Mauston · $170.0M CRE book
- Northview BankCommunity Bank · Sandstone · $172.2M CRE book
See all alternatives to First Commercial Bank, National Association →
Markets where First Commercial Bank, National Association lends
First Commercial Bank, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
San Antonio
San Antonio (Bexar County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.