RefiLoop Lender Data

NC lenders / Community Bank

Mechanics & Farmers Bank

Community Bank · Durham, NC · M&F Bcorp Inc

Total assets
$489.0M
CRE loan book
$171.5M
CRE concentration
96%
below the 300% supervisory guideline
QoQ CRE growth
-0.2%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$171.5M$8.2M$31.5M96%$1.6M
Q4 2025$171.8M$8.1M$31.8M95%$1.6M
Q3 2025$173.5M$9.8M$31.8M99%$2.6M
Q2 2025$176.0M$11.8M$32.0M104%$1.0M
Q1 2025$179.4M$14.5M$30.9M108%$1.0M
Q4 2024$174.5M$12.9M$31.0M103%$1.0M
Q3 2024$175.9M$11.5M$32.1M101%$583,000
Q2 2024$173.3M$9.4M$31.8M99%$606,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.