TX lenders / Community Bank
First Bank
Community Bank · Burkburnett, TX · First Burkburnett Bancshares
- Total assets
- $689.4M
- CRE loan book
- $289.9M
- QoQ CRE growth
- 3.1%
- Q1 2026
Recorded CRE activity — collin County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 1, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
16 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.75% (16 variable / 0 fixed) · $15.9M total approved.
Borrower cities: Irving, Richardson, Dallas, Missouri City, College Station, Cypress.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 24, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.50% as of Q1 2026 — TX bank median 6.76% (0.26pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.50% | 6.71% |
| Q4 2025 | 6.68% | 6.92% |
| Q3 2025 | 6.87% | 7.07% |
| Q2 2025 | 6.66% | 6.89% |
| Q1 2025 | 6.47% | 6.77% |
| Q4 2024 | 6.65% | 6.98% |
| Q3 2024 | 6.59% | 6.84% |
| Q2 2024 | 6.48% | 6.73% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $289.9M | $107.2M | $14.6M | 212% | $5.1M |
| Q4 2025 | $281.2M | $100.1M | $14.2M | 205% | $5.2M |
| Q3 2025 | $270.8M | $97.5M | $14.3M | 211% | $4.7M |
| Q2 2025 | $289.8M | $108.3M | $15.6M | 232% | $4.8M |
| Q1 2025 | $276.8M | $104.0M | $15.8M | 226% | $5.3M |
| Q4 2024 | $273.2M | $103.3M | $16.3M | 221% | $5.4M |
| Q3 2024 | $261.4M | $99.7M | $15.7M | 217% | $6.1M |
| Q2 2024 | $256.1M | $102.9M | $15.8M | 214% | $5.2M |
First Bank: frequently asked questions
- How large is First Bank's commercial real estate loan book?
- As of Q1 2026, First Bank reported $289.9M in commercial real estate loans out of $689.4M in total assets, per its FFIEC Call Report.
- Is First Bank above the 300% CRE concentration guideline?
- First Bank's CRE loans stood at 212% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is First Bank growing or shrinking its CRE lending?
- First Bank's CRE loan book grew 3.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is First Bank in recorded CRE lending?
- 1 commercial deed of trust naming First Bank as lender has been recorded recently in collin County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Central Penn Bank & TrustCommunity Bank · Mifflinburg · $289.7M CRE book
- United Bank of UnionCommunity Bank · Union · $289.1M CRE book
- United Prairie BankCommunity Bank · Mountain Lake · $288.9M CRE book
- Watertown Savings BankCommunity Bank · Watertown · $287.9M CRE book
- The Bank of Fayette CountyCommunity Bank · Piperton · $292.3M CRE book
Markets where First Bank lends
First Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.