MN lenders / Community Bank
United Prairie Bank
Community Bank · Mountain Lake, MN · Farmers State Corp
- Total assets
- $974.6M
- CRE loan book
- $288.9M
- QoQ CRE growth
- 2.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.92% as of Q1 2026 — TX bank median 4.87% (1.05pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.92% | 6.26% |
| Q4 2025 | 6.02% | 6.48% |
| Q3 2025 | 5.71% | 6.19% |
| Q2 2025 | 5.53% | 6.06% |
| Q1 2025 | 5.27% | 5.78% |
| Q4 2024 | 5.21% | 5.82% |
| Q3 2024 | 5.22% | 5.88% |
| Q2 2024 | 5.14% | 5.92% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $288.9M | $26.6M | $50.7M | 147% | $0 |
| Q4 2025 | $282.2M | $24.3M | $54.6M | 147% | $0 |
| Q3 2025 | $270.7M | $24.1M | $61.0M | 156% | $0 |
| Q2 2025 | $275.7M | $30.9M | $63.4M | 168% | $23,000 |
| Q1 2025 | $268.6M | $27.6M | $64.2M | 168% | $377,000 |
| Q4 2024 | $259.4M | $24.0M | $57.3M | 153% | $708,000 |
| Q3 2024 | $260.0M | $23.7M | $57.6M | 159% | $0 |
| Q2 2024 | $259.9M | $20.5M | $57.9M | 159% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- United Bank of UnionCommunity Bank · Union · $289.1M CRE book
- Central Penn Bank & TrustCommunity Bank · Mifflinburg · $289.7M CRE book
- The Bank of Fayette CountyCommunity Bank · Piperton · $292.3M CRE book
- Texas Republic Bank, National AssociationCommunity Bank · Frisco · $284.6M CRE book
- State Bank of ChiltonCommunity Bank · Chilton · $282.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.