PA lenders / Community Bank
Central Penn Bank & Trust
Community Bank · Mifflinburg, PA · Steele Bcorp Inc
- Total assets
- $1.3B
- CRE loan book
- $289.7M
- QoQ CRE growth
- 2.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.95% as of Q1 2026 — TX bank median 4.87% (1.09pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.95% | 6.41% |
| Q4 2025 | 6.14% | 6.56% |
| Q3 2025 | 6.65% | 7.15% |
| Q2 2025 | 5.62% | 5.87% |
| Q1 2025 | 5.60% | 5.79% |
| Q4 2024 | 5.59% | 5.71% |
| Q3 2024 | 5.44% | 5.63% |
| Q2 2024 | 5.21% | 5.42% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $289.7M | $27.9M | $15.9M | 216% | $2.3M |
| Q4 2025 | $281.6M | $41.6M | $13.8M | 224% | $201,000 |
| Q3 2025 | $266.1M | $36.0M | $14.3M | 219% | $0 |
| Q2 2025 | $177.0M | $16.0M | $5.2M | 239% | $0 |
| Q1 2025 | $156.6M | $15.5M | $3.7M | 224% | $0 |
| Q4 2024 | $151.4M | $18.0M | $4.7M | 216% | $0 |
| Q3 2024 | $145.2M | $17.6M | $4.8M | 205% | $176,000 |
| Q2 2024 | $143.0M | $14.9M | $4.9M | 205% | $187,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- United Bank of UnionCommunity Bank · Union · $289.1M CRE book
- United Prairie BankCommunity Bank · Mountain Lake · $288.9M CRE book
- The Bank of Fayette CountyCommunity Bank · Piperton · $292.3M CRE book
- Texas Republic Bank, National AssociationCommunity Bank · Frisco · $284.6M CRE book
- State Bank of ChiltonCommunity Bank · Chilton · $282.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.