NY lenders / Community Bank
Watertown Savings Bank
Community Bank · Watertown, NY
- Total assets
- $970.2M
- CRE loan book
- $287.9M
- QoQ CRE growth
- -0.3%
- Q1 2026
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $287.9M | $30.3M | $28.1M | 78% | $7.3M |
| Q4 2025 | $288.8M | $34.0M | $28.1M | 80% | $8.0M |
| Q3 2025 | $277.2M | $29.8M | $23.2M | 76% | $9.2M |
| Q2 2025 | $278.6M | $26.6M | $23.8M | 77% | $7.8M |
| Q1 2025 | $271.8M | $18.2M | $24.0M | 73% | $5.3M |
| Q4 2024 | $269.1M | $16.5M | $24.4M | 75% | $5.3M |
| Q3 2024 | $261.6M | $12.0M | $22.0M | 71% | $316,000 |
| Q2 2024 | $260.7M | $10.8M | $24.6M | 74% | $367,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- United Prairie BankCommunity Bank · Mountain Lake · $288.9M CRE book
- United Bank of UnionCommunity Bank · Union · $289.1M CRE book
- Central Penn Bank & TrustCommunity Bank · Mifflinburg · $289.7M CRE book
- Peoples Savings Bank of RhinelandCommunity Bank · Rhineland · $284.6M CRE book
- The Bank of Fayette CountyCommunity Bank · Piperton · $292.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.