TX lenders / Community Bank
Extraco Banks, National Association
Community Bank · Temple, TX · Extraco Corp
- Total assets
- $2.5B
- CRE loan book
- $483.3M
- QoQ CRE growth
- -3.9%
- Q1 2026
Recorded CRE activity — bell County
8 commercial deeds of trust recorded recently, verified from county records.
- Jul 10, 2026 · unknownundisclosed
- Jul 9, 2026 · unknownundisclosed
- Jul 8, 2026 · unknownundisclosed
- Jul 8, 2026 · unknownundisclosed
- Jul 8, 2026 · unknownundisclosed
- Jul 8, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jun 8, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.76% as of Q1 2026 — TX bank median 4.87% (0.89pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.76% | 5.67% |
| Q4 2025 | 5.85% | 5.78% |
| Q3 2025 | 5.86% | 5.79% |
| Q2 2025 | 5.67% | 5.63% |
| Q1 2025 | 5.65% | 5.60% |
| Q4 2024 | 5.63% | 5.60% |
| Q3 2024 | 5.65% | 5.61% |
| Q2 2024 | 5.41% | 5.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $483.3M | $136.7M | $19.8M | 159% | $198,000 |
| Q4 2025 | $502.9M | $141.9M | $19.5M | 167% | $199,000 |
| Q3 2025 | $532.2M | $155.9M | $19.8M | 184% | $0 |
| Q2 2025 | $527.0M | $148.8M | $14.7M | 182% | $580,000 |
| Q1 2025 | $538.6M | $162.5M | $26.5M | 192% | $682,000 |
| Q4 2024 | $524.3M | $141.2M | $26.1M | 187% | $598,000 |
| Q3 2024 | $523.7M | $153.9M | $26.3M | 196% | $763,000 |
| Q2 2024 | $536.3M | $161.5M | $26.4M | 206% | $770,000 |
Extraco Banks, National Association: frequently asked questions
- How large is Extraco Banks, National Association's commercial real estate loan book?
- As of Q1 2026, Extraco Banks, National Association reported $483.3M in commercial real estate loans out of $2.5B in total assets, per its FFIEC Call Report.
- Is Extraco Banks, National Association above the 300% CRE concentration guideline?
- Extraco Banks, National Association's CRE loans stood at 159% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Extraco Banks, National Association growing or shrinking its CRE lending?
- Extraco Banks, National Association's CRE loan book shrank 3.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Extraco Banks, National Association in recorded CRE lending?
- 8 commercial deeds of trust naming Extraco Banks, National Association as lender have been recorded recently in bell County, verified from county records; the most recent was recorded Jul 10, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- UniBank for SavingsCommunity Bank · Whitinsville · $481.0M CRE book
- North Easton Savings BankCommunity Bank · South Easton · $477.1M CRE book
- Forcht Bank, National AssociationCommunity Bank · Lexington · $490.3M CRE book
- The Farmers Bank, Frankfort, IndianaCommunity Bank · Frankfort · $493.4M CRE book
- Availa BankCommunity Bank · Carroll · $466.9M CRE book
See all alternatives to Extraco Banks, National Association →
Markets where Extraco Banks, National Association lends
Extraco Banks, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 10, 2026 · Sources: FFIEC CDR, county records, first-party conversations.