TX lenders / Community Bank
Extraco Banks, National Association
Community Bank · Temple, TX · Extraco Corp
- Total assets
- $2.5B
- CRE loan book
- $483.3M
- QoQ CRE growth
- -3.9%
- Q1 2026
Recorded CRE activity — bell County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 1, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.76% as of Q1 2026 — TX bank median 6.76% (1.00pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.76% | 5.67% |
| Q4 2025 | 5.85% | 5.78% |
| Q3 2025 | 5.86% | 5.79% |
| Q2 2025 | 5.67% | 5.63% |
| Q1 2025 | 5.65% | 5.60% |
| Q4 2024 | 5.63% | 5.60% |
| Q3 2024 | 5.65% | 5.61% |
| Q2 2024 | 5.41% | 5.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $483.3M | $136.7M | $19.8M | 159% | $198,000 |
| Q4 2025 | $502.9M | $141.9M | $19.5M | 167% | $199,000 |
| Q3 2025 | $532.2M | $155.9M | $19.8M | 184% | $0 |
| Q2 2025 | $527.0M | $148.8M | $14.7M | 182% | $580,000 |
| Q1 2025 | $538.6M | $162.5M | $26.5M | 192% | $682,000 |
| Q4 2024 | $524.3M | $141.2M | $26.1M | 187% | $598,000 |
| Q3 2024 | $523.7M | $153.9M | $26.3M | 196% | $763,000 |
| Q2 2024 | $536.3M | $161.5M | $26.4M | 206% | $770,000 |
Extraco Banks, National Association: frequently asked questions
- How large is Extraco Banks, National Association's commercial real estate loan book?
- As of Q1 2026, Extraco Banks, National Association reported $483.3M in commercial real estate loans out of $2.5B in total assets, per its FFIEC Call Report.
- Is Extraco Banks, National Association above the 300% CRE concentration guideline?
- Extraco Banks, National Association's CRE loans stood at 159% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Extraco Banks, National Association growing or shrinking its CRE lending?
- Extraco Banks, National Association's CRE loan book shrank 3.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Extraco Banks, National Association in recorded CRE lending?
- 1 commercial deed of trust naming Extraco Banks, National Association as lender has been recorded recently in bell County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
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- Availa BankCommunity Bank · Carroll · $466.9M CRE book
- Central Bank IllinoisCommunity Bank · Geneseo · $462.5M CRE book
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Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.