TX lenders / Community Bank
Cypress Bank, SSB
Community Bank · Pittsburg, TX · Cypress Bancshares Inc
- Total assets
- $231.9M
- CRE loan book
- $29.1M
- QoQ CRE growth
- -2.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.31% as of Q1 2026 — TX bank median 6.76% (0.45pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.31% | 6.63% |
| Q4 2025 | 6.64% | 6.95% |
| Q3 2025 | 6.43% | 6.82% |
| Q2 2025 | 6.58% | 6.95% |
| Q1 2025 | 6.56% | 6.89% |
| Q4 2024 | 6.56% | 6.97% |
| Q3 2024 | 6.71% | 7.16% |
| Q2 2024 | 6.57% | 6.99% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $29.1M | $11.5M | $2.4M | 81% | $364,000 |
| Q4 2025 | $29.7M | $11.2M | $2.4M | 82% | $25,000 |
| Q3 2025 | $31.0M | $12.1M | $2.4M | 87% | $2.5M |
| Q2 2025 | $30.1M | $10.9M | $2.5M | 82% | $2.5M |
| Q1 2025 | $32.4M | $11.5M | $3.8M | 89% | $2.4M |
| Q4 2024 | $36.0M | $13.5M | $3.8M | 101% | $2.4M |
| Q3 2024 | $35.1M | $12.6M | $3.9M | 98% | $29,000 |
| Q2 2024 | $33.6M | $11.5M | $4.0M | 92% | $127,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Iowa Falls State BankCommunity Bank · Iowa Falls · $29.1M CRE book
- Bank of RantoulCommunity Bank · Rantoul · $29.2M CRE book
- Exchange State BankCommunity Bank · Ames · $29.0M CRE book
- Clare Bank, National AssociationCommunity Bank · Platteville · $29.2M CRE book
- Spur Security BankCommunity Bank · Spur · $29.5M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.