RefiLoop Lender Data

IA lenders / Community Bank

FNNB Bank

Community Bank · Newton, IA · United Iowa Bancshares Inc

Total assets
$104.6M
CRE loan book
$29.2M
CRE concentration
187%
below the 300% supervisory guideline
QoQ CRE growth
-5.0%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.05% as of Q1 2026 — TX bank median 4.87% (1.19pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.05%6.21%
Q4 20255.92%6.30%
Q3 20256.11%6.55%
Q2 20255.87%6.28%
Q1 20255.70%6.14%
Q4 20245.58%6.10%
Q3 20245.53%6.08%
Q2 20245.51%5.96%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$29.2M$2.6M$1.2M187%$0
Q4 2025$30.8M$2.9M$1.2M200%$0
Q3 2025$29.5M$2.0M$382,000188%$0
Q2 2025$29.7M$1.7M$383,000191%$0
Q1 2025$29.1M$928,000$385,000187%$0
Q4 2024$30.6M$677,000$388,000197%$0
Q3 2024$31.9M$1.2M$390,000202%$0
Q2 2024$33.1M$2.1M$391,000228%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to FNNB Bank

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.