IA lenders / Community Bank
Exchange State Bank
Community Bank · Ames, IA · Mid America Banks Inc
- Total assets
- $146.4M
- CRE loan book
- $29.0M
- QoQ CRE growth
- 2.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.46% as of Q1 2026 — TX bank median 4.87% (0.59pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.46% | 5.73% |
| Q4 2025 | 5.50% | 5.89% |
| Q3 2025 | 5.40% | 5.89% |
| Q2 2025 | 5.24% | 5.68% |
| Q1 2025 | 5.05% | 5.45% |
| Q4 2024 | 5.01% | 5.52% |
| Q3 2024 | 4.99% | 5.67% |
| Q2 2024 | 4.84% | 5.52% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $29.0M | $3.9M | $6.9M | 101% | $0 |
| Q4 2025 | $28.2M | $3.7M | $7.0M | 101% | $0 |
| Q3 2025 | $29.4M | $4.7M | $7.2M | 108% | $0 |
| Q2 2025 | $26.8M | $4.5M | $7.1M | 109% | $0 |
| Q1 2025 | $26.8M | $4.5M | $7.2M | 113% | $0 |
| Q4 2024 | $26.6M | $4.0M | $7.4M | 116% | $0 |
| Q3 2024 | $27.0M | $4.4M | $7.5M | 115% | $0 |
| Q2 2024 | $26.2M | $4.3M | $7.2M | 112% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Cypress Bank, SSBCommunity Bank · Pittsburg · $29.1M CRE book
- Bank of RantoulCommunity Bank · Rantoul · $29.2M CRE book
- FNNB BankCommunity Bank · Newton · $29.2M CRE book
- Clare Bank, National AssociationCommunity Bank · Platteville · $29.2M CRE book
- Jersey State BankCommunity Bank · Jerseyville · $28.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.