TX lenders / Community Bank
Commerce Bank Texas
Community Bank · Stockdale, TX · Commerce Financial Corp
- Total assets
- $60.5M
- CRE loan book
- $10.3M
- QoQ CRE growth
- 6.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.07% as of Q1 2026 — TX bank median 6.76% (0.32pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.07% | 7.06% |
| Q4 2025 | 7.04% | 6.99% |
| Q3 2025 | 6.50% | 6.63% |
| Q2 2025 | 7.43% | 7.40% |
| Q1 2025 | 7.08% | 7.05% |
| Q4 2024 | 7.71% | 7.68% |
| Q3 2024 | 7.11% | 7.22% |
| Q2 2024 | 7.21% | 7.34% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $10.3M | $3.1M | $0 | 103% | $628,000 |
| Q4 2025 | $9.6M | $3.4M | $0 | 95% | $554,000 |
| Q3 2025 | $10.8M | $4.4M | $0 | 108% | $338,000 |
| Q2 2025 | $9.9M | $3.6M | $0 | 98% | $0 |
| Q1 2025 | $12.5M | $6.4M | $0 | 145% | $0 |
| Q4 2024 | $14.0M | $6.4M | $0 | 159% | $0 |
| Q3 2024 | $19.5M | $9.9M | $0 | 231% | $0 |
| Q2 2024 | $18.1M | $8.3M | $0 | 212% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- United Bank and Trust CompanyCommunity Bank · Hampton · $10.3M CRE book
- The State BankCommunity Bank · Spirit Lake · $10.3M CRE book
- Citizens Bank & TrustCommunity Bank · Rock Port · $10.3M CRE book
- The Four County BankCommunity Bank · Allentown · $10.4M CRE book
- Perennial BankCommunity Bank · Darwin · $10.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.