TX lenders / Community Bank
Commerce Bank
Community Bank · Laredo, TX · International Bancshares Corp
- Total assets
- $738.5M
- CRE loan book
- $83.7M
- QoQ CRE growth
- 29.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.22% as of Q1 2026 — TX bank median 6.76% (0.47pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.22% | 7.08% |
| Q4 2025 | 7.26% | 7.12% |
| Q3 2025 | 8.70% | 8.21% |
| Q2 2025 | 7.57% | 7.39% |
| Q1 2025 | 8.39% | 7.82% |
| Q4 2024 | 7.74% | 7.75% |
| Q3 2024 | 8.24% | 8.15% |
| Q2 2024 | 8.24% | 8.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $83.7M | $36.9M | $87,000 | 52% | $0 |
| Q4 2025 | $64.6M | $34.3M | $31,000 | 52% | $0 |
| Q3 2025 | $62.8M | $31.6M | $31,000 | 51% | $0 |
| Q2 2025 | $60.1M | $30.9M | $1.1M | 38% | $0 |
| Q1 2025 | $56.6M | $26.5M | $1.1M | 37% | $0 |
| Q4 2024 | $63.7M | $27.4M | $3.1M | 45% | $0 |
| Q3 2024 | $67.0M | $25.0M | $5.0M | 46% | $0 |
| Q2 2024 | $72.6M | $28.4M | $5.3M | 46% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Huron Community BankCommunity Bank · East Tawas · $83.6M CRE book
- F&M BankCommunity Bank · West Point · $83.3M CRE book
- GNB BankCommunity Bank · Grundy Center · $83.0M CRE book
- First Exchange BankCommunity Bank · White Hall · $84.5M CRE book
- City Bank & Trust Co.Community Bank · Natchitoches · $82.8M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.