MI lenders / Community Bank
Huron Community Bank
Community Bank · East Tawas, MI · Huron Cmty Finl Services Inc
- Total assets
- $316.2M
- CRE loan book
- $83.6M
- QoQ CRE growth
- -2.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.42% as of Q1 2026 — TX bank median 4.87% (1.55pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.42% | 6.58% |
| Q4 2025 | 6.54% | 6.65% |
| Q3 2025 | 6.64% | 6.83% |
| Q2 2025 | 6.30% | 6.51% |
| Q1 2025 | 6.21% | 6.39% |
| Q4 2024 | 6.32% | 6.58% |
| Q3 2024 | 6.38% | 6.63% |
| Q2 2024 | 5.93% | 6.44% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $83.6M | $6.6M | $2.9M | 110% | $0 |
| Q4 2025 | $85.3M | $5.8M | $2.9M | 117% | $0 |
| Q3 2025 | $83.4M | $5.6M | $2.9M | 125% | $0 |
| Q2 2025 | $80.5M | $4.4M | $259,000 | 114% | $0 |
| Q1 2025 | $73.6M | $4.8M | $261,000 | 106% | $280,000 |
| Q4 2024 | $71.8M | $5.2M | $264,000 | 107% | $279,000 |
| Q3 2024 | $74.3M | $5.5M | $267,000 | 116% | $279,000 |
| Q2 2024 | $71.5M | $5.3M | $257,000 | 103% | $1.5M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Eastern Michigan BankCommunity Bank · Croswell · $83.9M CRE book
- F&M BankCommunity Bank · West Point · $83.3M CRE book
- Incommons Bank, N.A.Community Bank · Mexia · $84.2M CRE book
- GNB BankCommunity Bank · Grundy Center · $83.0M CRE book
- The Clinton National BankCommunity Bank · Clinton · $82.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.