IA lenders / Community Bank
The Clinton National Bank
Community Bank · Clinton, IA · W J Young&Co
- Total assets
- $431.9M
- CRE loan book
- $82.9M
- QoQ CRE growth
- -0.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.19% as of Q1 2026 — TX bank median 4.87% (0.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.19% | 5.48% |
| Q4 2025 | 5.23% | 5.60% |
| Q3 2025 | 5.38% | 5.73% |
| Q2 2025 | 5.27% | 5.81% |
| Q1 2025 | 5.18% | 5.51% |
| Q4 2024 | 4.79% | 5.45% |
| Q3 2024 | 7.66% | 7.34% |
| Q2 2024 | 4.51% | 5.14% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $82.9M | $5.0M | $5.1M | 88% | $1.2M |
| Q4 2025 | $83.7M | $4.9M | $5.2M | 89% | $1.2M |
| Q3 2025 | $78.8M | $4.0M | $5.2M | 89% | $1.2M |
| Q2 2025 | $78.8M | $3.6M | $5.3M | 89% | $1.3M |
| Q1 2025 | $79.1M | $9.6M | $5.4M | 88% | $1.3M |
| Q4 2024 | $76.9M | $6.8M | $5.4M | 83% | $1.3M |
| Q3 2024 | $67.5M | $4.2M | $5.4M | 79% | $1.4M |
| Q2 2024 | $72.1M | $9.2M | $5.4M | 90% | $7.1M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- GNB BankCommunity Bank · Grundy Center · $83.0M CRE book
- City Bank & Trust Co.Community Bank · Natchitoches · $82.8M CRE book
- F&M BankCommunity Bank · West Point · $83.3M CRE book
- Huron Community BankCommunity Bank · East Tawas · $83.6M CRE book
- Eastern Michigan BankCommunity Bank · Croswell · $83.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.