TX lenders / Community Bank
City National Bank
Community Bank · Corsicana, TX · City Bancshares Inc
- Total assets
- $63.3M
- CRE loan book
- $9.2M
- QoQ CRE growth
- 6.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.20% as of Q1 2026 — TX bank median 6.76% (1.56pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.20% | 5.72% |
| Q4 2025 | 5.48% | 6.12% |
| Q3 2025 | 5.28% | 5.78% |
| Q2 2025 | 5.08% | 5.64% |
| Q1 2025 | 4.86% | 5.53% |
| Q4 2024 | 5.18% | 5.78% |
| Q3 2024 | 4.82% | 5.46% |
| Q2 2024 | 4.70% | 5.33% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $9.2M | $3.8M | $260,000 | 57% | $0 |
| Q4 2025 | $8.7M | $3.0M | $351,000 | 48% | $0 |
| Q3 2025 | $8.4M | $2.7M | $358,000 | 51% | $0 |
| Q2 2025 | $8.3M | $2.4M | $365,000 | 49% | $0 |
| Q1 2025 | $10.1M | $4.6M | $372,000 | 74% | $0 |
| Q4 2024 | $9.8M | $3.9M | $378,000 | 65% | $0 |
| Q3 2024 | $9.8M | $3.7M | $385,000 | 64% | $0 |
| Q2 2024 | $11.6M | $5.0M | $392,000 | 81% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Central BankCommunity Bank · Cambridge · $9.4M CRE book
- First Security State BankCommunity Bank · Cranfills Gap · $9.4M CRE book
- American Exchange BankCommunity Bank · Elmwood · $9.4M CRE book
- Bank of Yates CityCommunity Bank · Yates City · $9.5M CRE book
- The Port Austin State BankCommunity Bank · Port Austin · $9.5M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.