TX lenders / Community Bank
American Bank, National Association
Community Bank · Dallas, TX · Bright Force Holding Inc
- Total assets
- $722.7M
- CRE loan book
- $268.4M
- QoQ CRE growth
- 4.7%
- Q1 2026
Recorded CRE activity — mclennan County
2 commercial deeds of trust recorded recently, verified from county records.
- Jul 1, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.52% as of Q1 2026 — TX bank median 6.76% (1.77pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.52% | 9.16% |
| Q4 2025 | 8.76% | 9.84% |
| Q3 2025 | 9.30% | 9.77% |
| Q2 2025 | 7.81% | 9.74% |
| Q1 2025 | 8.61% | 10.14% |
| Q4 2024 | 8.51% | 10.01% |
| Q3 2024 | 9.43% | 10.76% |
| Q2 2024 | 8.62% | 10.61% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $268.4M | $22.7M | $0 | 319% | $0 |
| Q4 2025 | $256.4M | $21.6M | $0 | 315% | $0 |
| Q3 2025 | $248.1M | $21.6M | $3.7M | 319% | $0 |
| Q2 2025 | $237.5M | $20.8M | $3.7M | 321% | $0 |
| Q1 2025 | $237.9M | $12.8M | $3.7M | 332% | $0 |
| Q4 2024 | $204.7M | $15.5M | $3.8M | 294% | $0 |
| Q3 2024 | $196.0M | $10.7M | $3.8M | 292% | $0 |
| Q2 2024 | $171.1M | $8.4M | $3.7M | 262% | $0 |
American Bank, National Association: frequently asked questions
- How large is American Bank, National Association's commercial real estate loan book?
- As of Q1 2026, American Bank, National Association reported $268.4M in commercial real estate loans out of $722.7M in total assets, per its FFIEC Call Report.
- Is American Bank, National Association above the 300% CRE concentration guideline?
- American Bank, National Association's CRE loans stood at 319% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is American Bank, National Association growing or shrinking its CRE lending?
- American Bank, National Association's CRE loan book grew 4.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is American Bank, National Association in recorded CRE lending?
- 2 commercial deeds of trust naming American Bank, National Association as lender have been recorded recently in mclennan County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Home State Bank, National AssociationCommunity Bank · Crystal Lake · $268.8M CRE book
- Ixonia BankCommunity Bank · Ixonia · $268.0M CRE book
- First Western BankCommunity Bank · Booneville · $266.4M CRE book
- Grinnell State BankCommunity Bank · Grinnell · $265.8M CRE book
- Riverstone BankCommunity Bank · Eagle · $265.7M CRE book
See all alternatives to American Bank, National Association →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.