RefiLoop Lender Data

IL lenders / Community Bank

Home State Bank, National Association

Community Bank · Crystal Lake, IL · Home State Bcorp Inc

Total assets
$778.1M
CRE loan book
$268.8M
CRE concentration
165%
below the 300% supervisory guideline
QoQ CRE growth
3.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$268.8M$26.9M$33.2M165%$164,000
Q4 2025$259.7M$24.7M$28.7M164%$0
Q3 2025$262.6M$26.6M$28.0M170%$0
Q2 2025$260.9M$26.6M$28.4M174%$97,000
Q1 2025$254.6M$28.2M$27.8M170%$144,000
Q4 2024$257.6M$29.6M$28.6M173%$148,000
Q3 2024$259.0M$37.8M$28.9M183%$151,000
Q2 2024$257.0M$35.9M$29.2M184%$141,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.