IA lenders / Community Bank
Grinnell State Bank
Community Bank · Grinnell, IA · Grinnell Bancshares Inc
- Total assets
- $496.8M
- CRE loan book
- $265.8M
- QoQ CRE growth
- 5.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.67% as of Q1 2026 — TX bank median 4.87% (1.81pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.67% | 6.51% |
| Q4 2025 | 6.78% | 6.85% |
| Q3 2025 | 6.70% | 6.81% |
| Q2 2025 | 6.37% | 6.44% |
| Q1 2025 | 6.08% | 6.26% |
| Q4 2024 | 6.01% | 6.20% |
| Q3 2024 | 6.08% | 6.29% |
| Q2 2024 | 5.59% | 5.82% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $265.8M | $9.1M | $21.6M | 405% | $218,000 |
| Q4 2025 | $251.5M | $7.6M | $21.7M | 386% | $4.2M |
| Q3 2025 | $261.5M | $5.0M | $26.3M | 401% | $3.5M |
| Q2 2025 | $271.8M | $12.9M | $26.0M | 424% | $3.5M |
| Q1 2025 | $278.6M | $16.9M | $26.7M | 442% | $6.5M |
| Q4 2024 | $270.2M | $14.5M | $27.0M | 437% | $5.3M |
| Q3 2024 | $278.8M | $13.0M | $27.0M | 451% | $3.0M |
| Q2 2024 | $266.0M | $13.2M | $27.0M | 433% | $3.0M |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.