TX lenders / Community Bank
Alliance Bank
Community Bank · Sulphur Springs, TX · Alliance Bancshares Inc
- Total assets
- $1.4B
- CRE loan book
- $459.6M
- QoQ CRE growth
- -0.5%
- Q1 2026
Recorded CRE activity — collin County
2 commercial deeds of trust recorded recently, verified from county records.
- Jul 2, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.52% as of Q1 2026 — TX bank median 6.76% (0.24pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.52% | 6.49% |
| Q4 2025 | 6.40% | 6.40% |
| Q3 2025 | 6.33% | 6.31% |
| Q2 2025 | 6.11% | 6.09% |
| Q1 2025 | 6.01% | 5.98% |
| Q4 2024 | 6.18% | 6.12% |
| Q3 2024 | 6.10% | 6.09% |
| Q2 2024 | 5.97% | 6.04% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $459.6M | $140.2M | $3.7M | 221% | $5.8M |
| Q4 2025 | $461.9M | $137.6M | $10.1M | 228% | $5.9M |
| Q3 2025 | $442.4M | $112.0M | $10.1M | 217% | $6.0M |
| Q2 2025 | $437.1M | $113.0M | $10.0M | 216% | $6.2M |
| Q1 2025 | $446.2M | $112.0M | $10.0M | 222% | $20.6M |
| Q4 2024 | $460.8M | $133.6M | $10.3M | 235% | $5.2M |
| Q3 2024 | $456.4M | $135.5M | $10.3M | 237% | $5.3M |
| Q2 2024 | $455.4M | $146.7M | $3.9M | 243% | $5.3M |
Signals
Alliance Bank: frequently asked questions
- How large is Alliance Bank's commercial real estate loan book?
- As of Q1 2026, Alliance Bank reported $459.6M in commercial real estate loans out of $1.4B in total assets, per its FFIEC Call Report.
- Is Alliance Bank above the 300% CRE concentration guideline?
- Alliance Bank's CRE loans stood at 221% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Alliance Bank growing or shrinking its CRE lending?
- Alliance Bank's CRE loan book shrank 0.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Alliance Bank in recorded CRE lending?
- 2 commercial deeds of trust naming Alliance Bank as lender have been recorded recently in collin County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State BankCommunity Bank · Eastpointe · $457.6M CRE book
- Central Bank IllinoisCommunity Bank · Geneseo · $462.5M CRE book
- Visionbank Of IowaCommunity Bank · Ames · $454.1M CRE book
- Availa BankCommunity Bank · Carroll · $466.9M CRE book
- NewFirst National BankCommunity Bank · El Campo · $450.5M CRE book
Markets where Alliance Bank lends
Alliance Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.