IL lenders / Community Bank
Central Bank Illinois
Community Bank · Geneseo, IL · Central Banc Inc
- Total assets
- $1.5B
- CRE loan book
- $462.5M
- QoQ CRE growth
- -0.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.82% as of Q1 2026 — TX bank median 4.87% (0.96pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.82% | 6.04% |
| Q4 2025 | 6.03% | 6.28% |
| Q3 2025 | 5.93% | 6.33% |
| Q2 2025 | 5.84% | 6.17% |
| Q1 2025 | 5.65% | 5.93% |
| Q4 2024 | 5.64% | 6.02% |
| Q3 2024 | 5.65% | 6.06% |
| Q2 2024 | 5.44% | 5.86% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $462.5M | $88.4M | $79.7M | 193% | $6.0M |
| Q4 2025 | $462.9M | $88.0M | $91.9M | 204% | $2.7M |
| Q3 2025 | $440.9M | $71.9M | $93.8M | 189% | $2.2M |
| Q2 2025 | $442.2M | $73.4M | $86.5M | 195% | $2.2M |
| Q1 2025 | $441.3M | $69.0M | $84.3M | 198% | $2.5M |
| Q4 2024 | $429.9M | $64.3M | $87.2M | 195% | $60,000 |
| Q3 2024 | $418.7M | $68.0M | $87.9M | 191% | $62,000 |
| Q2 2024 | $401.9M | $56.1M | $82.8M | 184% | $66,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.