MA lenders / Community Bank
Main Street Bank
Community Bank · Marlborough, MA · Main Street Group Bancshares Mhc
- Total assets
- $1.6B
- CRE loan book
- $454.1M
- QoQ CRE growth
- -4.7%
- Q1 2026
Recorded CRE activity — oh-jefferson County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 7, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.20% as of Q1 2026 — TX bank median 4.87% (0.34pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.20% | 5.41% |
| Q4 2025 | 5.31% | 5.50% |
| Q3 2025 | 5.32% | 5.58% |
| Q2 2025 | 5.23% | 5.42% |
| Q1 2025 | 5.20% | 5.36% |
| Q4 2024 | 5.20% | 5.33% |
| Q3 2024 | 5.30% | 5.43% |
| Q2 2024 | 5.30% | 5.43% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $454.1M | $74.5M | $48.3M | 155% | $13.1M |
| Q4 2025 | $476.5M | $86.1M | $53.0M | 167% | $3.3M |
| Q3 2025 | $488.3M | $82.6M | $55.8M | 174% | $302,000 |
| Q2 2025 | $493.4M | $86.7M | $58.1M | 189% | $302,000 |
| Q1 2025 | $506.4M | $100.5M | $58.6M | 201% | $3.7M |
| Q4 2024 | $540.8M | $139.1M | $59.6M | 219% | $3.3M |
| Q3 2024 | $521.8M | $131.9M | $60.7M | 219% | $0 |
| Q2 2024 | $515.4M | $122.2M | $62.1M | 219% | $0 |
Signals
Main Street Bank: frequently asked questions
- How large is Main Street Bank's commercial real estate loan book?
- As of Q1 2026, Main Street Bank reported $454.1M in commercial real estate loans out of $1.6B in total assets, per its FFIEC Call Report.
- Is Main Street Bank above the 300% CRE concentration guideline?
- Main Street Bank's CRE loans stood at 155% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Main Street Bank growing or shrinking its CRE lending?
- Main Street Bank's CRE loan book shrank 4.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Main Street Bank in recorded CRE lending?
- 1 commercial deed of trust naming Main Street Bank as lender has been recorded recently in oh-jefferson County, verified from county records; the most recent was recorded Jul 7, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Visionbank Of IowaCommunity Bank · Ames · $454.1M CRE book
- First State BankCommunity Bank · Eastpointe · $457.6M CRE book
- NewFirst National BankCommunity Bank · El Campo · $450.5M CRE book
- PB&T BankCommunity Bank · Pueblo · $450.3M CRE book
- Alliance BankCommunity Bank · Sulphur Springs · $459.6M CRE book
Last updated Jul 7, 2026 · Sources: FFIEC CDR, county records, first-party conversations.