RefiLoop Lender Data

MA lenders / Community Bank

Main Street Bank

Community Bank · Marlborough, MA · Main Street Group Bancshares Mhc

Total assets
$1.6B
CRE loan book
$454.1M
CRE concentration
155%
below the 300% supervisory guideline
QoQ CRE growth
-4.7%
Q1 2026

Recorded CRE activity — oh-jefferson County

5 commercial deeds of trust recorded recently, verified from county records.

  • Sep 15, 2026 · unknownundisclosed
  • Sep 8, 2026 · unknownundisclosed
  • Aug 18, 2026 · unknownundisclosed
  • Aug 12, 2026 · unknownundisclosed
  • Jul 7, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.20% as of Q1 2026 — TX bank median 4.87% (0.34pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.20%5.41%
Q4 20255.31%5.50%
Q3 20255.32%5.58%
Q2 20255.23%5.42%
Q1 20255.20%5.36%
Q4 20245.20%5.33%
Q3 20245.30%5.43%
Q2 20245.30%5.43%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$454.1M$74.5M$48.3M155%$13.1M
Q4 2025$476.5M$86.1M$53.0M167%$3.3M
Q3 2025$488.3M$82.6M$55.8M174%$302,000
Q2 2025$493.4M$86.7M$58.1M189%$302,000
Q1 2025$506.4M$100.5M$58.6M201%$3.7M
Q4 2024$540.8M$139.1M$59.6M219%$3.3M
Q3 2024$521.8M$131.9M$60.7M219%$0
Q2 2024$515.4M$122.2M$62.1M219%$0

Signals

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Last updated Sep 15, 2026 · Sources: FFIEC CDR, county records, first-party conversations.