SD lenders / Community Bank
First Dakota National Bank
Community Bank · Yankton, SD · First Dakota Financial Corp
- Total assets
- $3.3B
- CRE loan book
- $1.3B
- QoQ CRE growth
- 3.8%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 12, 2026 · retailundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.18% as of Q1 2026 — TX bank median 4.87% (1.31pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.18% | 6.27% |
| Q4 2025 | 6.34% | 6.52% |
| Q3 2025 | 6.53% | 6.67% |
| Q2 2025 | 6.39% | 6.57% |
| Q1 2025 | 6.23% | 6.38% |
| Q4 2024 | 6.29% | 6.48% |
| Q3 2024 | 6.29% | 6.48% |
| Q2 2024 | 6.14% | 6.34% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $179.7M | $106.6M | 234% | $8.7M |
| Q4 2025 | $1.3B | $169.3M | $109.4M | 228% | $8.8M |
| Q3 2025 | $1.3B | $168.1M | $111.8M | 228% | $9.0M |
| Q2 2025 | $1.2B | $178.9M | $109.9M | 220% | $9.0M |
| Q1 2025 | $1.2B | $167.3M | $108.6M | 223% | $9.2M |
| Q4 2024 | $1.2B | $145.7M | $94.2M | 219% | $9.5M |
| Q3 2024 | $1.1B | $140.8M | $94.5M | 219% | $12.6M |
| Q2 2024 | $1.1B | $185.3M | $98.6M | 235% | $8.9M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- PeoplesBankCommunity Bank · Holyoke · $1.4B CRE book
- Pinnacle BankCommunity Bank · Fort Worth · $1.3B CRE book
- VeraBank, National AssociationCommunity Bank · Henderson · $1.4B CRE book
- Guaranty BankCommunity Bank · Springfield · $1.4B CRE book
- Hills Bank and Trust CompanyCommunity Bank · Hills · $1.4B CRE book
Markets where First Dakota National Bank lends
First Dakota National Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 12, 2026 · Sources: FFIEC CDR, county records, first-party conversations.