MO lenders / Community Bank
Guaranty Bank
Community Bank · Springfield, MO · Qcr Holdings Inc
- Total assets
- $2.4B
- CRE loan book
- $1.4B
- QoQ CRE growth
- 2.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.55% as of Q1 2026 — TX bank median 4.87% (0.68pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.55% | 5.70% |
| Q4 2025 | 3.75% | 6.04% |
| Q3 2025 | 3.74% | 6.03% |
| Q2 2025 | 3.72% | 5.95% |
| Q1 2025 | 3.79% | 5.81% |
| Q4 2024 | 4.86% | 6.18% |
| Q3 2024 | 4.89% | 6.38% |
| Q2 2024 | 4.99% | 6.25% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $367.1M | $393.3M | 400% | $9.3M |
| Q4 2025 | $1.4B | $344.6M | $381.5M | 392% | $9.3M |
| Q3 2025 | $1.4B | $403.8M | $313.8M | 394% | $12.1M |
| Q2 2025 | $1.3B | $399.2M | $268.9M | 372% | $10.0M |
| Q1 2025 | $1.2B | $366.0M | $260.3M | 359% | $7.7M |
| Q4 2024 | $1.2B | $334.2M | $249.1M | 362% | $3.3M |
| Q3 2024 | $1.3B | $328.7M | $301.9M | 384% | $3.6M |
| Q2 2024 | $1.3B | $293.2M | $329.7M | 397% | $4.8M |
Signals
Recent news
- First Guaranty Bancshares Enters Capital-Focused Consent Order - The Globe and Mail — Coverage of Guaranty Bank related to regulatory matters reported by theglobeandmail.com.Aug 8, 2026
- First Guaranty Bank Agrees to FDIC Consent Order, Tightens Capital, Loan, and CRE Risk Controls - Minichart — Coverage of Guaranty Bank related to commercial real estate and regulatory matters reported by minichart.com.sg.Aug 8, 2026
- First Guaranty Bancshares enters consent order with FDIC and Louisiana regulators - Investing.com UK — Coverage of Guaranty Bank related to regulatory matters reported by m.uk.investing.com.Aug 8, 2026
- First Guaranty Bancshares Enters Capital-Focused Consent Order - TipRanks — Coverage of Guaranty Bank related to regulatory matters reported by tipranks.com.Aug 7, 2026
- First Guaranty Bancshares enters consent order with FDIC and Louisiana regulators - Investing.com India — Coverage of Guaranty Bank related to regulatory matters reported by m.in.investing.com.Aug 7, 2026
- First Guaranty Bancshares enters consent order with FDIC and Louisiana regulators - Investing.com — Coverage of Guaranty Bank related to regulatory matters reported by m.investing.com.Aug 7, 2026
- Form 8K First Guaranty Bancshares Inc For: 7 August By Investing.com - Investing.com Canada — Coverage of Guaranty Bank related to commercial real estate and lending reported by ca.investing.com.Aug 7, 2026
- FGBI|First Guaranty Bancshares Inc|Price:9.670|Chg%:+0.110 - TradingKey — Coverage of Guaranty Bank related to commercial real estate and lending reported by tradingkey.com.Jul 30, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- VeraBank, National AssociationCommunity Bank · Henderson · $1.4B CRE book
- Hills Bank and Trust CompanyCommunity Bank · Hills · $1.4B CRE book
- Farmers Bank & Trust CompanyCommunity Bank · Magnolia · $1.4B CRE book
- PeoplesBankCommunity Bank · Holyoke · $1.4B CRE book
- Midwest BankCentreCommunity Bank · Lemay · $1.5B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.