TX lenders / Community Bank
Pinnacle Bank
Community Bank · Fort Worth, TX · Pinnacle Bcorp Inc
- Total assets
- $2.7B
- CRE loan book
- $1.3B
- QoQ CRE growth
- 2.6%
- Q1 2026
Recorded CRE activity — harris County
43 commercial deeds of trust recorded recently, verified from county records.
- Aug 21, 2026 · unknownundisclosed
- Aug 21, 2026 · unknownundisclosed
- Aug 21, 2026 · unknownundisclosed
- Aug 12, 2026 · landundisclosed
- Jul 17, 2026 · unknownundisclosed
- Jul 10, 2026 · industrialundisclosed
- Jul 10, 2026 · industrialundisclosed
- Jul 9, 2026 · unknownundisclosed
- Jul 9, 2026 · landundisclosed
- Jul 9, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.46% as of Q1 2026 — TX bank median 4.87% (1.60pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.46% | 6.53% |
| Q4 2025 | 6.64% | 6.71% |
| Q3 2025 | 6.56% | 6.64% |
| Q2 2025 | 6.38% | 6.47% |
| Q1 2025 | 6.22% | 6.33% |
| Q4 2024 | 6.34% | 6.44% |
| Q3 2024 | 6.05% | 6.19% |
| Q2 2024 | 6.20% | 6.32% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $413.7M | $107.6M | 358% | $0 |
| Q4 2025 | $1.3B | $396.4M | $105.8M | 340% | $0 |
| Q3 2025 | $1.3B | $376.5M | $111.0M | 341% | $0 |
| Q2 2025 | $1.2B | $362.1M | $104.9M | 337% | $0 |
| Q1 2025 | $1.2B | $340.4M | $98.0M | 328% | $0 |
| Q4 2024 | $1.2B | $345.8M | $95.5M | 329% | $631,000 |
| Q3 2024 | $1.1B | $313.9M | $85.0M | 304% | $0 |
| Q2 2024 | $1.1B | $321.5M | $59.6M | 286% | $16.9M |
Signals
Recent news
- Pinnacle sees jump in Charlotte loans, deposits as clients report optimism for next year - The Business Journals — Coverage of Pinnacle Bank related to lending reported by bizjournals.com.Aug 6, 2026
- Pinnacle Financial Partners adds Ivan Brown as community financial advisor in Chattanooga - Pinnacle Financial Partners — Coverage of Pinnacle Bank related to commercial real estate and lending reported by pnfp.com.Jul 27, 2026
- How Investors May Respond To Pinnacle Financial Partners (PNFP) Russell Growth Inclusion and ESOP Stock Offering - simplywall.st — Coverage of Pinnacle Bank related to commercial real estate and lending reported by simplywall.st.Jul 7, 2026
- Pinnacle Financial Partners Announces New Corporate Headquarters at Ten Twenty Spring in Midtown Atlanta - Business Wire — Coverage of Pinnacle Bank related to commercial real estate and lending reported by businesswire.com.Jun 18, 2026
Pinnacle Bank: frequently asked questions
- How large is Pinnacle Bank's commercial real estate loan book?
- As of Q1 2026, Pinnacle Bank reported $1.3B in commercial real estate loans out of $2.7B in total assets, per its FFIEC Call Report.
- Is Pinnacle Bank above the 300% CRE concentration guideline?
- Pinnacle Bank's CRE loans stood at 358% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Pinnacle Bank growing or shrinking its CRE lending?
- Pinnacle Bank's CRE loan book grew 2.6% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Pinnacle Bank in recorded CRE lending?
- 43 commercial deeds of trust naming Pinnacle Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 21, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- PeoplesBankCommunity Bank · Holyoke · $1.4B CRE book
- VeraBank, National AssociationCommunity Bank · Henderson · $1.4B CRE book
- Guaranty BankCommunity Bank · Springfield · $1.4B CRE book
- Hills Bank and Trust CompanyCommunity Bank · Hills · $1.4B CRE book
- Farmers Bank & Trust CompanyCommunity Bank · Magnolia · $1.4B CRE book
Markets where Pinnacle Bank lends
Pinnacle Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Aug 21, 2026 · Sources: FFIEC CDR, county records, first-party conversations.