SD lenders / Community Bank
Farmers State Bank of Canton
Community Bank · Canton, SD · Lincoln Holding Co
- Total assets
- $81.4M
- CRE loan book
- $4.4M
- QoQ CRE growth
- 1.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.27% as of Q1 2026 — TX bank median 4.87% (0.40pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.27% | 5.63% |
| Q4 2025 | 5.44% | 5.88% |
| Q3 2025 | 5.50% | 6.03% |
| Q2 2025 | 5.19% | 5.70% |
| Q1 2025 | 5.04% | 5.44% |
| Q4 2024 | 5.02% | 5.62% |
| Q3 2024 | 5.05% | 5.81% |
| Q2 2024 | 4.66% | 5.32% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.4M | $451,000 | $0 | 6% | $0 |
| Q4 2025 | $4.3M | $331,000 | $0 | 5% | $0 |
| Q3 2025 | $4.6M | $645,000 | $0 | 9% | $0 |
| Q2 2025 | $4.8M | $795,000 | $0 | 11% | $0 |
| Q1 2025 | $4.2M | $558,000 | $0 | 8% | $0 |
| Q4 2024 | $4.0M | $969,000 | $0 | 14% | $0 |
| Q3 2024 | $3.8M | $977,000 | $0 | 14% | $0 |
| Q2 2024 | $5.0M | $2.1M | $0 | 30% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Home Savings Bank, FSBCommunity Bank · Ludlow · $4.4M CRE book
- The First National Bank of PrimgharCommunity Bank · Primghar · $4.5M CRE book
- Camp Grove State BankCommunity Bank · Camp Grove · $4.3M CRE book
- Farmers State Bank, Allen, OklahomaCommunity Bank · Allen · $4.5M CRE book
- Columbus State BankCommunity Bank · Columbus · $4.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.