RefiLoop Lender Data

TX lenders / Community Bank

Columbus State Bank

Community Bank · Columbus, TX · Central Tx Bankshare Holdings

Total assets
$337.9M
CRE loan book
$4.3M
CRE concentration
4%
below the 300% supervisory guideline
QoQ CRE growth
26.0%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.64% as of Q1 2026 — TX bank median 6.76% (0.12pp below median).

QuarterRE loan yieldAll loans & leases
Q1 20266.64%6.68%
Q4 20257.07%7.66%
Q3 20256.81%7.05%
Q2 20256.81%6.82%
Q1 20259.47%9.47%
Q4 20246.21%6.93%
Q3 20246.15%7.72%
Q2 20245.86%6.63%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$4.3M$2.1M$04%$0
Q4 2025$3.4M$1.7M$04%$0
Q3 2025$3.9M$2.1M$04%$0
Q2 2025$2.8M$1.4M$03%$0
Q1 2025$2.3M$860,000$02%$0
Q4 2024$1.2M$112,000$01%$0
Q3 2024$1.2M$6,000$00%$0
Q2 2024$1.1M$0$00%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to Columbus State Bank

Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.