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OK lenders / Community Bank

Farmers State Bank, Allen, Oklahoma

Community Bank · Allen, OK

Total assets
$55.9M
CRE loan book
$4.5M
CRE concentration
5%
below the 300% supervisory guideline
QoQ CRE growth
-1.4%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.12% as of Q1 2026 — TX bank median 4.87% (1.25pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.12%6.92%
Q4 20256.16%6.81%
Q3 20256.07%7.00%
Q2 20255.91%6.86%
Q1 20255.76%6.77%
Q4 20245.83%6.92%
Q3 20245.63%6.74%
Q2 20245.57%6.70%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$4.5M$368,000$05%$0
Q4 2025$4.6M$369,000$05%$0
Q3 2025$5.5M$305,000$962,00016%$0
Q2 2025$5.4M$292,000$947,00016%$0
Q1 2025$5.4M$280,000$932,00016%$0
Q4 2024$5.3M$100,000$898,00013%$0
Q3 2024$5.4M$152,000$882,00014%$0
Q2 2024$5.4M$157,000$896,00014%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.