SC lenders / Community Bank
The Commercial Bank
Community Bank · Honea Path, SC · Commercial Bank Shares Inc
- Total assets
- $289.6M
- CRE loan book
- $25.8M
- QoQ CRE growth
- -13.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.48% as of Q1 2026 — TX bank median 4.87% (1.62pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.48% | 6.53% |
| Q4 2025 | 6.77% | 6.80% |
| Q3 2025 | 6.67% | 6.70% |
| Q2 2025 | 6.43% | 6.46% |
| Q1 2025 | 6.57% | 6.54% |
| Q4 2024 | 6.50% | 6.47% |
| Q3 2024 | 6.47% | 6.52% |
| Q2 2024 | 6.13% | 6.32% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $25.8M | $4.9M | $0 | 32% | $0 |
| Q4 2025 | $29.7M | $4.9M | $0 | 34% | $0 |
| Q3 2025 | $27.1M | $4.4M | $0 | 35% | $0 |
| Q2 2025 | $26.9M | $4.5M | $0 | 35% | $0 |
| Q1 2025 | $27.5M | $5.1M | $0 | 35% | $0 |
| Q4 2024 | $25.7M | $5.4M | $0 | 43% | $10,000 |
| Q3 2024 | $25.6M | $4.9M | $0 | 35% | $78,000 |
| Q2 2024 | $27.7M | $5.5M | $0 | 36% | $86,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Savannah Bank National AssociationCommunity Bank · Savannah · $25.7M CRE book
- Northern Interstate Bank, N. A.Community Bank · Norway · $25.5M CRE book
- Nova BankCommunity Bank · Huntsville · $26.1M CRE book
- Bank of EnglandCommunity Bank · England · $26.1M CRE book
- Farmers State BankCommunity Bank · Lincolnton · $25.2M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.