RefiLoop Lender Data

MI lenders / Community Bank

Northern Interstate Bank, N. A.

Community Bank · Norway, MI · Northern Interstate Finl Inc

Total assets
$193.2M
CRE loan book
$25.5M
CRE concentration
122%
below the 300% supervisory guideline
QoQ CRE growth
8.4%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.05% as of Q1 2026 — TX bank median 4.87% (1.19pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.05%6.41%
Q4 20256.12%6.48%
Q3 20256.27%6.60%
Q2 20256.11%6.37%
Q1 20255.82%6.09%
Q4 20245.97%6.33%
Q3 20245.92%6.17%
Q2 20245.82%6.08%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$25.5M$2.9M$4.1M122%$0
Q4 2025$23.5M$3.0M$2.8M114%$0
Q3 2025$23.6M$2.6M$2.8M115%$0
Q2 2025$23.3M$2.4M$2.9M117%$0
Q1 2025$24.2M$3.1M$2.9M122%$0
Q4 2024$25.5M$3.1M$2.7M131%$0
Q3 2024$22.0M$2.7M$2.3M115%$0
Q2 2024$19.8M$2.5M$1.8M105%$8,000

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Other community banks we track with a comparable CRE book size.

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.