RefiLoop Lender Data

AL lenders / Community Bank

Nova Bank

Community Bank · Huntsville, AL

Total assets
$87.3M
CRE loan book
$26.1M
CRE concentration
82%
below the 300% supervisory guideline
QoQ CRE growth
-0.7%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 8.13% as of Q1 2026 — TX bank median 4.87% (3.27pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20268.13%8.29%
Q4 20258.87%8.97%
Q3 20259.18%8.94%
Q2 20259.31%8.57%
Q1 20258.20%8.60%
Q4 20246.54%7.34%
Q3 20244.99%9.18%
Q2 20246.23%12.63%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$26.1M$12.5M$1.0M82%$0
Q4 2025$26.3M$13.3M$1.0M83%$0
Q3 2025$23.4M$11.0M$701,00072%$0
Q2 2025$21.4M$10.4M$701,00071%$13,000
Q1 2025$13.0M$7.2M$701,00038%$0
Q4 2024$11.6M$6.4M$701,00028%$0
Q3 2024$4.0M$3.2M$013%$0
Q2 2024$1.6M$808,000$03%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.