SC lenders / Community Bank
Home Federal Savings and Loan Association
Community Bank · Bamberg, SC
- Total assets
- $39.6M
- CRE loan book
- $4.1M
- QoQ CRE growth
- 0.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.21% as of Q1 2026 — TX bank median 4.87% (1.35pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.21% | 6.27% |
| Q4 2025 | 6.32% | 6.38% |
| Q3 2025 | 6.31% | 6.35% |
| Q2 2025 | 6.33% | 6.38% |
| Q1 2025 | 6.41% | 6.49% |
| Q4 2024 | 6.13% | 6.18% |
| Q3 2024 | 6.23% | 6.28% |
| Q2 2024 | 6.03% | 6.07% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.1M | $1.9M | $152,000 | 34% | $18,000 |
| Q4 2025 | $4.1M | $1.8M | $154,000 | 33% | $18,000 |
| Q3 2025 | $4.1M | $1.9M | $157,000 | 33% | $15,000 |
| Q2 2025 | $4.2M | $1.9M | $159,000 | 34% | $0 |
| Q1 2025 | $4.2M | $1.8M | $161,000 | 34% | $0 |
| Q4 2024 | $4.2M | $1.9M | $163,000 | 34% | $16,000 |
| Q3 2024 | $4.3M | $1.9M | $166,000 | 34% | $0 |
| Q2 2024 | $4.1M | $1.6M | $168,000 | 31% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State BankCommunity Bank · Randolph · $4.1M CRE book
- The First State Bank of Pond Creek, OklahomaCommunity Bank · Pond Creek · $4.1M CRE book
- Farmers and Merchants State Bank of AppletonCommunity Bank · Appleton · $4.0M CRE book
- Maynard Savings BankCommunity Bank · Maynard · $3.9M CRE book
- Integrity BankCommunity Bank · Fowler · $3.9M CRE book
See all alternatives to Home Federal Savings and Loan Association →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.