MN lenders / Community Bank
Farmers and Merchants State Bank of Appleton
Community Bank · Appleton, MN · Mps Investment Co
- Total assets
- $61.2M
- CRE loan book
- $4.0M
- QoQ CRE growth
- 1.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.41% as of Q1 2026 — TX bank median 4.87% (1.54pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.41% | 6.67% |
| Q4 2025 | 6.42% | 6.71% |
| Q3 2025 | 6.47% | 6.74% |
| Q2 2025 | 6.34% | 6.69% |
| Q1 2025 | 6.19% | 6.62% |
| Q4 2024 | 5.87% | 6.44% |
| Q3 2024 | 5.99% | 6.53% |
| Q2 2024 | 5.77% | 6.59% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.0M | $0 | $0 | 44% | $0 |
| Q4 2025 | $3.9M | $0 | $0 | 41% | $0 |
| Q3 2025 | $3.4M | $0 | $0 | 38% | $0 |
| Q2 2025 | $3.2M | $0 | $0 | 37% | $0 |
| Q1 2025 | $3.2M | $0 | $0 | 38% | $0 |
| Q4 2024 | $3.2M | $0 | $0 | 36% | $0 |
| Q3 2024 | $3.2M | $0 | $0 | 37% | $0 |
| Q2 2024 | $3.3M | $0 | $0 | 40% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Maynard Savings BankCommunity Bank · Maynard · $3.9M CRE book
- Integrity BankCommunity Bank · Fowler · $3.9M CRE book
- Anderson State BankCommunity Bank · Oneida · $3.9M CRE book
- Home Federal Savings and Loan AssociationCommunity Bank · Bamberg · $4.1M CRE book
- The Northern State Bank of GonvickCommunity Bank · Gonvick · $3.8M CRE book
See all alternatives to Farmers and Merchants State Bank of Appleton →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.