RefiLoop Lender Data

NE lenders / Community Bank

First State Bank

Community Bank · Randolph, NE · First State Bcorp Inc

Total assets
$88.1M
CRE loan book
$4.1M
CRE concentration
0%
below the 300% supervisory guideline
QoQ CRE growth
-20.6%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.12% as of Q1 2026 — TX bank median 4.87% (2.26pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.12%6.71%
Q4 20257.14%7.65%
Q3 20257.34%7.56%
Q2 20257.20%8.59%
Q1 20256.93%7.85%
Q4 20246.90%7.06%
Q3 20246.96%7.16%
Q2 20246.87%8.29%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$4.1M$0$00%$0
Q4 2025$5.2M$0$00%$0
Q3 2025$5.0M$0$00%$0
Q2 2025$4.9M$0$00%$0
Q1 2025$4.7M$0$00%$0
Q4 2024$4.7M$0$00%$0
Q3 2024$3.4M$0$00%$0
Q2 2024$3.2M$0$00%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.