PA lenders / Community Bank
Pennian Bank
Community Bank · Mifflintown, PA · First Community Financial Corp
- Total assets
- $657.4M
- CRE loan book
- $130.2M
- QoQ CRE growth
- -1.5%
- Q1 2026
Recorded CRE activity — oh-stark County
4 commercial deeds of trust recorded recently, verified from county records.
- Jul 16, 2026 · unknownundisclosed
- Jul 16, 2026 · unknownundisclosed
- Jul 16, 2026 · unknownundisclosed
- Jul 16, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.22% as of Q1 2026 — TX bank median 4.87% (0.35pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.22% | 5.39% |
| Q4 2025 | 6.22% | 6.25% |
| Q3 2025 | 5.21% | 5.43% |
| Q2 2025 | 5.08% | 5.30% |
| Q1 2025 | 5.41% | 5.51% |
| Q4 2024 | 5.10% | 5.30% |
| Q3 2024 | 4.91% | 5.16% |
| Q2 2024 | 4.85% | 5.13% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $130.2M | $7.2M | $37.5M | 140% | $3.7M |
| Q4 2025 | $132.2M | $6.4M | $36.2M | 141% | $3.7M |
| Q3 2025 | $141.3M | $9.7M | $36.5M | 155% | $7.1M |
| Q2 2025 | $139.1M | $7.7M | $36.9M | 153% | $2.3M |
| Q1 2025 | $143.0M | $9.1M | $37.7M | 159% | $3.0M |
| Q4 2024 | $151.1M | $11.0M | $44.7M | 172% | $4.0M |
| Q3 2024 | $156.6M | $12.6M | $45.7M | 178% | $4.1M |
| Q2 2024 | $160.4M | $12.1M | $45.4M | 180% | $4.5M |
Signals
Pennian Bank: frequently asked questions
- How large is Pennian Bank's commercial real estate loan book?
- As of Q1 2026, Pennian Bank reported $130.2M in commercial real estate loans out of $657.4M in total assets, per its FFIEC Call Report.
- Is Pennian Bank above the 300% CRE concentration guideline?
- Pennian Bank's CRE loans stood at 140% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Pennian Bank growing or shrinking its CRE lending?
- Pennian Bank's CRE loan book shrank 1.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Pennian Bank in recorded CRE lending?
- 4 commercial deeds of trust naming Pennian Bank as lender have been recorded recently in oh-stark County, verified from county records; the most recent was recorded Jul 16, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- PrinsBankCommunity Bank · Prinsburg · $130.2M CRE book
- Farmers State Bank of Alto Pass, Ill.Community Bank · Alto Pass · $130.3M CRE book
- First State Bank and TrustCommunity Bank · Bayport · $129.9M CRE book
- First National Bank of ScotiaCommunity Bank · Scotia · $129.9M CRE book
- Lone Star BankCommunity Bank · Houston · $128.6M CRE book
Last updated Jul 16, 2026 · Sources: FFIEC CDR, county records, first-party conversations.