RefiLoop Lender Data

PA lenders / Community Bank

Bank of Bird-in-Hand

Community Bank · Bird In Hand, PA · Gelt Bcorp Inc

Total assets
$1.8B
CRE loan book
$414.8M
CRE concentration
115%
below the 300% supervisory guideline
QoQ CRE growth
4.3%
Q1 2026

Recorded CRE activity — pa-berks County

4 commercial deeds of trust recorded recently, verified from county records.

  • Oct 13, 2026 · unknownundisclosed
  • Oct 5, 2026 · unknownundisclosed
  • Sep 23, 2026 · unknownundisclosed
  • Sep 23, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.07% as of Q1 2026 — TX bank median 4.87% (1.21pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.07%6.10%
Q4 20256.10%6.14%
Q3 20256.11%6.16%
Q2 20255.90%5.99%
Q1 20255.65%5.73%
Q4 20245.65%5.74%
Q3 20245.59%5.71%
Q2 20245.37%5.50%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$414.8M$16.1M$74.1M115%$161,000
Q4 2025$397.7M$18.9M$67.7M114%$0
Q3 2025$381.9M$18.9M$66.9M116%$0
Q2 2025$367.9M$17.9M$66.1M113%$0
Q1 2025$351.8M$20.1M$61.3M116%$0
Q4 2024$340.7M$26.1M$61.0M118%$0
Q3 2024$328.0M$24.5M$57.6M111%$0
Q2 2024$316.3M$21.6M$56.7M108%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

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Last updated Oct 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.