RefiLoop Lender Data

IN lenders / Community Bank

Jackson County Bank

Community Bank · Seymour, IN · Bancorp Of Southern Indiana

Total assets
$1.1B
CRE loan book
$415.9M
CRE concentration
267%
below the 300% supervisory guideline
QoQ CRE growth
-0.7%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.84% as of Q1 2026 — TX bank median 4.87% (0.98pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.84%5.87%
Q4 20255.97%6.00%
Q3 20256.08%6.11%
Q2 20255.90%5.92%
Q1 20255.76%5.79%
Q4 20245.90%5.91%
Q3 20245.91%5.92%
Q2 20245.78%5.78%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$415.9M$82.8M$38.1M267%$2.6M
Q4 2025$419.0M$80.2M$38.7M275%$2.8M
Q3 2025$414.7M$73.7M$38.2M268%$1.2M
Q2 2025$423.1M$74.4M$38.4M280%$1.2M
Q1 2025$409.6M$64.5M$38.8M260%$551,000
Q4 2024$406.5M$70.1M$38.9M273%$551,000
Q3 2024$417.1M$92.6M$39.3M286%$551,000
Q2 2024$416.0M$89.1M$38.6M292%$781,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.