LA lenders / Community Bank
Franklin State Bank & Trust Company
Community Bank · Winnsboro, LA · Franklin Bcorp Inc
- Total assets
- $227.2M
- CRE loan book
- $6.0M
- QoQ CRE growth
- 14.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.35% as of Q1 2026 — TX bank median 4.87% (2.48pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.35% | 8.76% |
| Q4 2025 | 7.53% | 7.89% |
| Q3 2025 | 7.35% | 8.02% |
| Q2 2025 | 7.14% | 7.78% |
| Q1 2025 | 7.15% | 8.88% |
| Q4 2024 | 7.15% | 7.71% |
| Q3 2024 | 7.13% | 8.13% |
| Q2 2024 | 6.88% | 7.79% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.0M | $1.5M | $0 | 14% | $0 |
| Q4 2025 | $5.2M | $1.0M | $0 | 12% | $0 |
| Q3 2025 | $5.0M | $1.1M | $0 | 9% | $0 |
| Q2 2025 | $5.0M | $1.0M | $0 | 38% | $0 |
| Q1 2025 | $5.0M | $835,000 | $0 | 38% | $0 |
| Q4 2024 | $4.8M | $710,000 | $0 | 41% | $0 |
| Q3 2024 | $5.6M | $1.3M | $0 | 13% | $0 |
| Q2 2024 | $6.0M | $1.9M | $0 | 17% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Peoples National Bank of ChecotahCommunity Bank · Checotah · $6.0M CRE book
- Rushford State Bank (Incorporated)Community Bank · Rushford · $6.0M CRE book
- The State Bank of WynnewoodCommunity Bank · Wynnewood · $5.9M CRE book
- Zapata National BankCommunity Bank · Zapata · $5.9M CRE book
- The First State BankCommunity Bank · Boise City · $5.8M CRE book
See all alternatives to Franklin State Bank & Trust Company →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.