RefiLoop Lender Data

OK lenders / Community Bank

Security State Bank

Community Bank · Cheyenne, OK · Cheyenne Banking Corp

Total assets
$287.6M
CRE loan book
$20.7M
CRE concentration
80%
below the 300% supervisory guideline
QoQ CRE growth
-1.3%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.49% as of Q1 2026 — TX bank median 4.87% (1.62pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.49%6.92%
Q4 20256.74%7.32%
Q3 20256.74%7.45%
Q2 20256.59%7.19%
Q1 20256.56%7.29%
Q4 20246.68%7.45%
Q3 20246.96%7.61%
Q2 20246.66%7.49%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$20.7M$1.0M$2.6M80%$31,000
Q4 2025$21.0M$843,000$2.6M85%$34,000
Q3 2025$19.1M$416,000$2.6M79%$37,000
Q2 2025$16.6M$155,000$751,00053%$40,000
Q1 2025$24.7M$798,000$080%$43,000
Q4 2024$24.4M$542,000$079%$46,000
Q3 2024$25.5M$577,000$080%$92,000
Q2 2024$25.6M$198,000$083%$95,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.