RefiLoop Lender Data

UT lenders / Regional Bank

Optum Bank, Inc.

Regional Bank · Draper, UT

Total assets
$21.0B
CRE loan book
$6.0B
CRE concentration
215%
below the 300% supervisory guideline
QoQ CRE growth
7.7%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$6.0B$89.0M$1.9B215%$0
Q4 2025$5.5B$82.0M$1.7B221%$0
Q3 2025$5.3B$75.0M$1.6B224%$0
Q2 2025$5.0B$128.0M$1.5B225%$0
Q1 2025$4.7B$131.0M$1.4B221%$0
Q4 2024$4.5B$111.0M$1.4B226%$10.0M
Q3 2024$4.3B$105.0M$1.4B239%$10.0M
Q2 2024$4.2B$78.0M$1.4B195%$10.0M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.