OH lenders / Community Bank
Unified Bank
Community Bank · Martins Ferry, OH · United Bcorp Inc
- Total assets
- $852.6M
- CRE loan book
- $257.7M
- QoQ CRE growth
- 6.0%
- Q1 2026
Recorded CRE activity — oh-stark County
3 commercial deeds of trust recorded recently, verified from county records.
- Sep 9, 2026 · unknownundisclosed
- Sep 8, 2026 · unknownundisclosed
- Aug 14, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.93% as of Q1 2026 — TX bank median 4.87% (1.07pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.93% | 6.07% |
| Q4 2025 | 6.23% | 6.32% |
| Q3 2025 | 6.01% | 6.17% |
| Q2 2025 | 5.98% | 6.12% |
| Q1 2025 | 5.78% | 5.87% |
| Q4 2024 | 6.03% | 6.11% |
| Q3 2024 | 5.90% | 6.04% |
| Q2 2024 | 5.68% | 5.79% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $257.7M | $16.0M | $42.8M | 186% | $5.6M |
| Q4 2025 | $243.1M | $14.0M | $41.2M | 180% | $1.4M |
| Q3 2025 | $244.0M | $34.6M | $23.9M | 183% | $1.4M |
| Q2 2025 | $243.3M | $35.9M | $24.1M | 185% | $1.4M |
| Q1 2025 | $239.4M | $31.5M | $24.5M | 181% | $1.3M |
| Q4 2024 | $247.8M | $23.4M | $34.4M | 184% | $258,000 |
| Q3 2024 | $234.5M | $13.5M | $33.3M | 168% | $16,000 |
| Q2 2024 | $244.2M | $20.0M | $33.6M | 177% | $7,000 |
Signals
Similar lenders
Other community banks we track with a comparable CRE book size.
- City State BankCommunity Bank · Norwalk · $256.6M CRE book
- FCN Bank, National AssociationCommunity Bank · Brookville · $256.5M CRE book
- FNBC BankCommunity Bank · Ash Flat · $260.6M CRE book
- First State Bank NebraskaCommunity Bank · Lincoln · $254.6M CRE book
- The First National Bank of JeaneretteCommunity Bank · Jeanerette · $261.3M CRE book
Last updated Sep 9, 2026 · Sources: FFIEC CDR, county records, first-party conversations.