NE lenders / Community Bank
Exchange Bank
Community Bank · Kearney, NE · Exchange Co
- Total assets
- $1.6B
- CRE loan book
- $522.5M
- QoQ CRE growth
- -1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.17% as of Q1 2026 — TX bank median 4.87% (1.31pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.17% | 6.48% |
| Q4 2025 | 6.31% | 6.61% |
| Q3 2025 | 6.06% | 6.44% |
| Q2 2025 | 6.00% | 6.40% |
| Q1 2025 | 6.05% | 6.42% |
| Q4 2024 | 5.75% | 6.24% |
| Q3 2024 | 5.67% | 6.15% |
| Q2 2024 | 5.44% | 5.98% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $522.5M | $108.8M | $115.6M | 247% | $17.6M |
| Q4 2025 | $527.7M | $108.7M | $117.1M | 243% | $9.1M |
| Q3 2025 | $519.4M | $97.9M | $121.6M | 249% | $10.3M |
| Q2 2025 | $527.2M | $91.3M | $123.0M | 261% | $8.6M |
| Q1 2025 | $522.7M | $83.4M | $126.8M | 270% | $8.2M |
| Q4 2024 | $526.3M | $97.1M | $128.2M | 264% | $2.9M |
| Q3 2024 | $526.7M | $96.1M | $131.0M | 271% | $2.6M |
| Q2 2024 | $530.5M | $105.0M | $123.0M | 271% | $2.3M |
Signals
Recent news
- Press Release: Exchange Bank Announces Second Quarter 2026 Earnings - 富途牛牛 — Coverage of Exchange Bank related to earnings reported by news.futunn.com.Aug 21, 2026
- Exchange Bank's $1.35 dividend will send about $1.17 million to a college scholarship trust - Stock Titan — Coverage of Exchange Bank related to commercial real estate and lending reported by stocktitan.net.Aug 20, 2026
- Press Release: Exchange Bank Announces Second Quarter 2026 Earnings - Moomoo — Coverage of Exchange Bank related to earnings reported by moomoo.com.Jul 30, 2026
- Exchange Bank Announces Second Quarter 2026 Earnings - Business Wire — Coverage of Exchange Bank related to earnings reported by businesswire.com.Jul 30, 2026
- Exchange Bank Announces Common Stock Repurchase Program and Declares Second Quarter Cash Dividend - Business Wire — Coverage of Exchange Bank related to commercial real estate and lending reported by businesswire.com.May 28, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Schertz Bank & TrustCommunity Bank · Schertz · $524.2M CRE book
- Financial Federal BankCommunity Bank · Memphis · $524.6M CRE book
- First Farmers and Merchants BankCommunity Bank · Columbia · $529.0M CRE book
- Dundee BankCommunity Bank · Omaha · $515.7M CRE book
- Farmers State BankCommunity Bank · Marion · $512.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.