RefiLoop Lender Data

OH lenders / Community Bank

The Farmers and Merchants Bank

Community Bank · Caldwell, OH · Farmmerc Inc

Total assets
$134.9M
CRE loan book
$8.8M
CRE concentration
37%
below the 300% supervisory guideline
QoQ CRE growth
-6.2%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$8.8M$1.1M$146,00037%$263,000
Q4 2025$9.4M$2.0M$155,00042%$264,000
Q3 2025$9.5M$2.0M$162,00042%$260,000
Q2 2025$9.4M$1.2M$171,00041%$261,000
Q1 2025$9.2M$723,000$181,00040%$261,000
Q4 2024$9.5M$1.0M$192,00042%$15,000
Q3 2024$9.7M$1.0M$205,00043%$16,000
Q2 2024$9.7M$882,000$216,00044%$17,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.