RefiLoop Lender Data

MA lenders / Community Bank

Westfield Bank

Community Bank · Westfield, MA · Western New England Bcorp Inc

Total assets
$2.8B
CRE loan book
$1.1B
CRE concentration
326%
above the 300% supervisory guideline
QoQ CRE growth
0.6%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 4.91% as of Q1 2026 — TX bank median 4.87% (0.05pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20264.91%5.01%
Q4 20254.99%5.10%
Q3 20254.93%5.05%
Q2 20254.88%5.03%
Q1 20254.69%4.82%
Q4 20244.75%4.89%
Q3 20244.80%4.93%
Q2 20244.65%4.81%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$1.1B$109.9M$173.8M326%$371,000
Q4 2025$1.1B$107.7M$176.0M325%$387,000
Q3 2025$1.0B$95.3M$158.6M318%$406,000
Q2 2025$1.0B$81.0M$163.5M311%$428,000
Q1 2025$1.0B$94.8M$164.7M320%$442,000
Q4 2024$1.0B$102.4M$169.4M319%$315,000
Q3 2024$1.0B$101.3M$174.1M315%$198,000
Q2 2024$1.0B$92.7M$157.0M305%$1.0M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.