OH lenders / Community Bank
Guardian Savings Bank
Community Bank · West Chester, OH · Beck Family Trust
- Total assets
- $1.4B
- CRE loan book
- $88.7M
- QoQ CRE growth
- -7.2%
- Q1 2026
Recorded CRE activity — oh-butler County
4 commercial deeds of trust recorded recently, verified from county records.
- Aug 14, 2026 · unknownundisclosed
- Jul 29, 2026 · unknownundisclosed
- Jul 21, 2026 · unknownundisclosed
- Jul 21, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.96% as of Q1 2026 — TX bank median 4.87% (1.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.96% | 5.96% |
| Q4 2025 | 5.93% | 5.93% |
| Q3 2025 | 5.87% | 5.87% |
| Q2 2025 | 5.74% | 5.74% |
| Q1 2025 | 5.67% | 5.67% |
| Q4 2024 | 5.70% | 5.70% |
| Q3 2024 | 5.68% | 5.68% |
| Q2 2024 | 5.49% | 5.49% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $88.7M | $27.3M | $25.7M | 52% | $163,000 |
| Q4 2025 | $95.6M | $29.0M | $28.0M | 57% | $393,000 |
| Q3 2025 | $95.7M | $28.8M | $28.0M | 58% | $393,000 |
| Q2 2025 | $91.2M | $24.0M | $28.9M | 55% | $1.8M |
| Q1 2025 | $93.4M | $22.9M | $29.6M | 57% | $1.6M |
| Q4 2024 | $79.2M | $17.0M | $28.9M | 48% | $59,000 |
| Q3 2024 | $81.3M | $16.7M | $30.9M | 49% | $61,000 |
| Q2 2024 | $83.0M | $15.9M | $31.5M | 52% | $66,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Security First Bank of North DakotaCommunity Bank · New Salem · $88.9M CRE book
- First National Bank in DeRidderCommunity Bank · Deridder · $88.5M CRE book
- Kensington BankCommunity Bank · Kensington · $88.9M CRE book
- McClain BankCommunity Bank · Purcell · $88.5M CRE book
- Security State BankCommunity Bank · Basin · $89.4M CRE book
Last updated Aug 14, 2026 · Sources: FFIEC CDR, county records, first-party conversations.