MN lenders / Community Bank
Kensington Bank
Community Bank · Kensington, MN · Kensington Bcorp Inc
- Total assets
- $450.8M
- CRE loan book
- $88.9M
- QoQ CRE growth
- -1.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.45% as of Q1 2026 — TX bank median 4.87% (1.58pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.45% | 6.69% |
| Q4 2025 | 6.50% | 6.70% |
| Q3 2025 | 6.64% | 6.80% |
| Q2 2025 | 6.43% | 6.79% |
| Q1 2025 | 6.51% | 6.65% |
| Q4 2024 | 6.29% | 6.51% |
| Q3 2024 | 6.09% | 6.44% |
| Q2 2024 | 6.20% | 6.27% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $88.9M | $14.5M | $10.6M | 158% | $2.3M |
| Q4 2025 | $90.3M | $18.1M | $9.4M | 166% | $2.3M |
| Q3 2025 | $89.9M | $20.3M | $3.2M | 159% | $2.3M |
| Q2 2025 | $98.1M | $26.9M | $3.2M | 184% | $2.3M |
| Q1 2025 | $101.3M | $26.4M | $4.5M | 196% | $2.9M |
| Q4 2024 | $104.2M | $24.8M | $4.5M | 209% | $5.5M |
| Q3 2024 | $103.2M | $21.8M | $4.6M | 204% | $5.5M |
| Q2 2024 | $103.2M | $21.0M | $4.6M | 210% | $545,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Security First Bank of North DakotaCommunity Bank · New Salem · $88.9M CRE book
- Security State BankCommunity Bank · Basin · $89.4M CRE book
- First National Bank in DeRidderCommunity Bank · Deridder · $88.5M CRE book
- McClain BankCommunity Bank · Purcell · $88.5M CRE book
- Bank of MiltonCommunity Bank · Milton · $89.4M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.